consumer-reportsYour credit card might offer more than cash back or hotel and airline rewards points.

Often, hidden in the fine print of your cardholder agreement, these additional credit card benefits range from extended warranties to guaranteed merchandise returns to cell-phone replacement coverage.

Figuring out what your card covers is as simple as calling the toll-free number on the back of your card and asking, according to Matt Schulz, senior industry analyst for You can also find out about the perks offered by looking up the card online or reading the agreement you signed when you took out the card.

“Any time you’re going to make a large purchase or travel, it’s a good idea to look into whatever perks your credit cards might have, because they can save you some real money,” Schulz advises.

To read the entire article click here: Consumer Reports